@finnindexes

Got out of debt with a spreadsheet and stubbornness. Boring money person

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Collecting since November 2025
Public lists

fire glossary for people who just found the subreddit

9 items
  • 01FI number - the amount invested that lets you stop needing a paycheck
  • 024% rule - the withdrawal rate a portfolio is expected to survive roughly 30 years on
  • 03Trinity Study - the 1998 paper that tested withdrawal rates against real historical market returns
  • ··6 more entries
05601

The subscription audit I run every January

14 items
  • 01Pull the last 90 days of bank and card statements.
  • 02Check your phone's subscription page (Apple ID or Google Play).
  • 03Search your inbox for "receipt" and "invoice" going back a full year.
  • ··11 more entries
15507

the 20 lessons in The Psychology of Money

20 items
  • 011. No One's Crazy
  • 022. Luck & Risk
  • 033. Never Enough
  • ··17 more entries
16005

How to freeze your credit at all three bureaus

10 items
  • 01Equifax - equifax.com/personal/credit-report-services or 800-685-1111↗
  • 02Experian - experian.com/help or 888-397-3742↗
  • 03TransUnion - transunion.com/credit-help or 888-909-8872
  • ··7 more entries
05401

Bogleheads' ten rules for investing

10 items
  • 01Develop a workable plan
  • 02Invest early and often
  • 03Never bear too much or too little risk
  • ··7 more entries
13701

what the IRS says to keep, and for how long

8 items
  • 01General rule: keep records 3 years
  • 02Filed a claim for credit or refund after filing: keep 3 years from your filing date, or 2 years from when you paid the tax, whichever is later
  • 03Claiming a loss from worthless securities or a bad debt deduction: keep 7 years
  • ··5 more entries
02700

the 50/30/20 budget, where it comes from

8 items
  • 01All Your Worth (2005)
  • 02Must-Haves - 50%
  • 03Wants - 30%
  • ··5 more entries
48802